Terms of Service

Last Updated: November 15, 2023

Welcome to Pinaye Jeyolo Finance. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using the Pinaye Jeyolo Finance website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

Pinaye Jeyolo Finance provides financial education content, budgeting tools, expense tracking systems, and related resources. Our services are designed for educational purposes only and do not constitute financial advice.

3. User Accounts

Account Creation

To access certain features of our services, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process.

Account Security

You are responsible for safeguarding your account password and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.

Account Termination

We reserve the right to suspend or terminate your account at our sole discretion if we believe you have violated these Terms of Service.

4. Payment Terms

Fees

Some aspects of our service may require payment of fees. You agree to pay all applicable fees as described on our website.

Subscription Renewal

If you purchase a subscription, it will automatically renew at the end of each billing cycle unless you cancel it through your account settings.

Refunds

Refund policies are outlined on our pricing page and may vary depending on the specific service purchased.

5. Intellectual Property Rights

All content, features, and functionality available on our website, including but not limited to text, graphics, logos, images, and software, are the property of Pinaye Jeyolo Finance and are protected by international copyright laws.

6. User Conduct

You agree not to use our services to:

7. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.

8. Limitation of Liability

To the fullest extent permitted by law, Pinaye Jeyolo Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.

9. Indemnification

You agree to indemnify and hold harmless Pinaye Jeyolo Finance from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the new Terms on our website and updating the "Last Updated" date.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Pinaye Jeyolo Finance
123 Cyber Avenue, Toronto, ON M5V 2T6
Email: legal@pinaye-jeyolo.sbs
Phone: +1 4376564289

Disclaimer: Pinaye Jeyolo Finance provides educational content and tools for personal financial management. We are not financial advisors and do not provide personalized financial advice. The information provided on this platform is for educational purposes only and should not be considered as financial advice. Please consult with a qualified financial professional before making any financial decisions. Results may vary based on individual circumstances and commitment to implementing strategies.